Home Equity Solutions for Correspondent Lenders

Expand your product offerings and support your clients

Innovation + Fundamentals = Spring EQ

We specialize in home equity lending on an innovative, proprietary platform to deliver fast, flexible access to second lien solutions. Founded in 2016, we're licensed in over 40 states and have grown to be the leader in home equity lending.

Our commitment? Delivering the simplest, sleekest loan experience possible to our partners and their customers.

BECOME A SELLER

Our Product Highlights

- Delegated & Non-Delegated options available

- Standalone & piggyback loan options

- CLTVs up to 90%

- Investment Property & 2nd Home options

- FICO as low as 640 & DTIs up to 50% loan options

Correspondent Turn Times

Delegated

Submission Review: 1 Day

Purchase Audit Review: 5 Days

Purchase Condition Review: 1 Day

Non-delegated

Credit Package Submission Review: 1 Day

Initial Underwriting Review: 1 Day

Resubmittals: 1 Day

Closed Loan Submission Review: 1 Day

Purchase Audit Review: 5 Days

Purchase Condition Review: 1 Day

The Spring EQ Team

Why Choose Us

Our Principles

We strive to deliver a mortgage experience that combines a leading-edge digital process with friendly guidance and support.

Commitment to You

An unparalleled dedication to excellence and a desire to develop mutually beneficial relationships with all our partners.

Exceptional Service

Our team of experts, robust technology, and streamlined process ensures simplicity and provides your team with exceptional support.

Expansive Product

Our broad product offering makes it easier for your borrowers to tap the equity in their homes, while making it simple for you to sell those loans.

Become a Spring EQ Correspondent Seller Today

Submit this form and we will connect you with an Account Executive to walk you through the partnership process. We look forward to helping your customers access the home equity products they need.

Have immediate questions? You can speak with someone on our team by emailing correspondent@springeq.com.