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Innovation + Fundamentals = Spring EQ

We specialize in home equity lending on an innovative, proprietary platform to deliver fast, flexible access to second lien solutions. Founded in 2016, we're licensed in over 40 states and have grown to be the leader in home equity lending. 

 

Our commitment? Delivering the simplest, sleekest loan experience possible to our partners and their customers.

 

BECOME A SELLER
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Our Product Highlights

- Max premiums paid up to 3%

 

- Delegated & Non-Delegated options available

 
- Standalone loan options
 
- CLTVs up to 95%
 
- Investment Property & 2nd Home options
 
- FICO as low as 640 & DTIs up to 50% loan options

 

 

Correspondent Turn Times

 

Delegated
Submission Review: 1 Day
Purchase Audit Review: 5 Days
Purchase Condition Review: 1 Day
 
Non-delegated
Credit Package Submission Review: 1 Day
Initial Underwriting Review: 1 Day
Resubmittals: 1 Day
Closed Loan Submission Review: 1 Day
Purchase Audit Review: 5 Days
Purchase Condition Review: 1 Day

 

 

 

 

Become a Spring EQ Correspondent Seller Today

Submit this form and we will connect you with an Account Executive to walk you through the partnership process.  We look forward to helping your customers access the home equity products they need. 
 
Have immediate questions?  You can speak with someone on our team by emailing correspondent@springeq.com.